Insurance Long-Term-Care Needs Determine your potential long-term care needs and how long your current assets might last. Insurance Needs Assessment: For Empty Nesters and Retirees Do your insurance needs stay the same when the nest empties? Planning for the Expected You can plan ahead to protect yourself and your family against the financial consequences of deteriorating health. Silver Sneakers 101 Medicare’s popular program, offering free gym membership and health education. Your DNA Test If your family relies on your income, it’s critical to know what their needs would be in the event of your death. How much Insurance do I NEED? Have a Question Name Email Address Phone Question Thank you! Oops!