Money One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work. U.S. Personal Savings Rate What can be learned from the savings rate? The Five Basics of Financial Literacy How literate are you when it comes to your finances? Brush up with these five basics. Your Emergency Fund: How Much Is Enough? Having an emergency fund may help alleviate the stress and worry associated with a financial crisis. What Our Kids Can Teach us About Saving Money Would you guess that Millennials are effectively saving for retirement? Well, they are. The Five Basics of Financial Literacy How literate are you when it comes to your finances? Brush up with these five basics. Have a Question Name Email Phone Question Thank you! Oops!